When you’ve lost a loved one, one of the last things you want to think about is the cost associated with having them laid to rest. This is why it can be incredibly beneficial to research the cost and planning of funerals before you, or someone you love passes away. By researching and shopping before a death has occurred, you can avoid spending extra money and ensure that the person who’s being laid to rest is being respected and honored exactly in the way they chose for themselves.

Funeral Fees

All funeral providers in the U.S. are governed by The Funeral Rule that states that all funeral providers can charge a basic services fee that all customers must pay. In the UK, funeral directors with membership in either the National Association of Funeral Directors or The National Society of Allied and Independent Funeral Directors (SAIF) adhere to strict organizational codes of practice that require the funeral director to provide you with a price list upon request.

This fee covers a wide variety of services and arrangements that are common to all funerals. Optional services and merchandise available from the funeral provider is not included in this price.

Services provided by the Basic Service Fee include:

  • sheltering the remains
  • coordinating arrangements with third parties like cemeteries and crematories
  • securing and preparing the death certificate as well as any necessary permits and notices
  • local authority cremation or burial fees (in the UK only)

Services and Products

While determining the basic service fee of a funeral is a good way to start figuring out how much the funeral your planning will cost, it is still not the total cost. Every service provided in addition to those covered by the basic service fee will add costs to your total funeral fee.

Some examples of additional fees you may face are the costs of:

  • cremation or embalming
  • caskets
  • urns
  • burial vaults or grave liners
  • headstones
  • maintenance of the grave
  • funeral flowers
  • catering
  • wake venue
  • obituary
  • memorial stones
  • additional limo hire
  • funeral notices

Make A Plan

Taking all of the fees into account, the Royal London Funeral Cost Index Report conducted in 2019 stated that the average cost of a funeral in the UK is £3,785 and that the average person struggling to pay for a funeral takes on a debt of £1,990 as a result. To avoid putting yourself in debt during an already difficult time, be sure to plan and budget for your funeral services in advance.

When you plan your funeral services yourself, you can compare and contrast the prices of various services to determine how you can pay for your funeral without leaving a financial burden behind for your loved ones to deal with. There are even monthly funeral plans available so that you can pay off your funeral through small payments, rather than one large sum.

We know that dealing with the death of a loved one is difficult and painful, so consider planning your own funeral today to ensure you get the services you want a price you can afford.

When you’ve lost a loved one, one of the last things you want to think about is the cost associated with having them laid to rest. This is why it can be incredibly beneficial to research the cost and planning of funerals before you, or someone you love passes away. By researching and shopping before a death has occurred, you can avoid spending extra money and ensure that the person who’s being laid to rest is being respected and honored exactly in the way they chose for themselves.

Funeral Fees

All funeral providers in the U.S. are governed by The Funeral Rule that states that all funeral providers can charge a basic services fee that all customers must pay. In the UK, funeral directors with membership in either the National Association of Funeral Directors or The National Society of Allied and Independent Funeral Directors (SAIF) adhere to strict organizational codes of practice that require the funeral director to provide you with a price list upon request.

This fee covers a wide variety of services and arrangements that are common to all funerals. Optional services and merchandise available from the funeral provider is not included in this price.

Services provided by the Basic Service Fee include:

  • sheltering the remains
  • coordinating arrangements with third parties like cemeteries and crematories
  • securing and preparing the death certificate as well as any necessary permits and notices
  • local authority cremation or burial fees (in the UK only)

Services and Products

While determining the basic service fee of a funeral is a good way to start figuring out how much the funeral your planning will cost, it is still not the total cost. Every service provided in addition to those covered by the basic service fee will add costs to your total funeral fee.

Some examples of additional fees you may face are the costs of:

  • cremation or embalming
  • caskets
  • urns
  • burial vaults or grave liners
  • headstones
  • maintenance of the grave
  • funeral flowers
  • catering
  • wake venue
  • obituary
  • memorial stones
  • additional limo hire
  • funeral notices

Make A Plan

Taking all of the fees into account, the Royal London Funeral Cost Index Report conducted in 2019 stated that the average cost of a funeral in the UK is £3,785 and that the average person struggling to pay for a funeral takes on a debt of £1,990 as a result. To avoid putting yourself in debt during an already difficult time, be sure to plan and budget for your funeral services in advance.

When you plan your funeral services yourself, you can compare and contrast the prices of various services to determine how you can pay for your funeral without leaving a financial burden behind for your loved ones to deal with. There are even monthly funeral plans available so that you can pay off your funeral through small payments, rather than one large sum.

We know that dealing with the death of a loved one is difficult and painful, so consider planning your own funeral today to ensure you get the services you want a price you can afford.

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